Accidental Death Insurance

Accidental death insurance

Accidental death insurance

Accidental Death Insurance

An accidental death insurance policy provides coverage in the event you, the insured dies as a result of an accident. Some of the covered accidents include motor vehicle, drowning, unintentional falls, fire, forces of nature, electrocution, heavy equipment, homicide, and even war & terrorism.

And what most people are not aware of is that these policies will pay benefits in addition to any other existing life insurance. So, if you die in a car accident, plane crash, or any unforeseen event, your beneficiary (s) will receive any life insurance proceeds, as well as the benefit of your accidental death insurance policy.

Unlike traditional life insurance, where acceptance is really dependent on your medical history and health status; accidental death insurance does not require any medical exams. Qualification is based primarily on current occupation and annual income.

So individuals with pre-existing medical conditions can qualify for an accidental death insurance policy. Also, the cost for accidental death insurance is relatively inexpensive, annual premium for $1 million in accidental death coverage may be less than a standard term policy.

Accidental death insurance also covers bodily injuries, the likelihood of suffering a devastating injury such as the loss of an arm, leg, or becoming permanently disabled as a result of an accident is very high.

Dismemberment coverage can be added to your accidental death insurance policy as well as other benefits such hazardous/extreme sports, terrorism, warzone coverage, and even accidental medical expense for a more comprehensive and customized accident plan.

Why Accidental Death Insurance?

• 24-hour accidental death protection
• Dismemberment coverage
• Medical expenses due to covered accident
• War and Terrorism coverage
• Permanent Total Disability
• Medical Evacuation and Repatriation coverage
• Extreme Sports rider
• No Medical Exams required
• Non-Cancelable
• Low Premiums

Accidental death insurance offers a solution for individuals who may not qualify or have been declined for coverage in the past. For more information, please visit https://www.atlasunderwriters.com/accidental-death-insurance-24-hours.aspx

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